American Express pre-approved industries

  • Updated

Back in 2021, there was an important change in how Bill Pay processes payments made with an American Express credit card. You can now only pay vendors from the American Express list of pre-approved industries:

  • Education
  • Government
  • Utilities
  • Membership Club
  • Professional Services
  • Business Services
  • Inventory/ Wholesale
  • Construction/ Logistics

How this affects your payments

You’ll be asked to choose your vendor’s industry when you pay with your American Express card. You’ll only need to do this once per vendor and don’t need to select your own industry.

If your vendor's industry is not on the permitted industries list, you won’t be able to complete the payment with American Express. You can choose an alternative payment method - either a non-American Express card or bank transfer (ACH).

 

Full breakdown of permitted industries: 

Permitted Industries

Education 

Childcare Service 

Colleges, Universities, Professional Schools 

Elementary & Secondary Schools 

Schools & Educational Services 

Correspondence Schools 

Dance Hall / Studios / Schools 

Business & Secretarial Schools 

Trade & Vocational Schools 

Government 

Fine 

Tax Payment 

Court Costs 

Government Service

Utilities 

Utilities 

Membership Club 

Membership Club 

Professional Services 

Accounting & Auditing 

Legal Service 

Secretarial Support 

Employment Agency 

Testing Laboratory 

Credit Reporting 

Equipment Rental 

Truck Rental 

Misc. Repair Shop 

Video Production 

Membership Orgs 

Professional Service 

Business Services 

Welding Service 

Architect & Engineer 

Information Retrieval 

Cleaning/Janitorial 

Exterminate/Disinfect 

Security Service 

Copy/Reproduction 

Computer Programming 

Office Furniture 

Commercial Photo/Art 

Computer Maintenance 

Photo Finishing 

Inventory/Wholesale 

Paints & Varnishes 

Florists' Supplies 

Books & Newspapers 

Petroleum Products 

Commercial Footwear 

Commercial Clothing 

Office Equipment 

Auto Supplies & Parts 

Computers & Equipment 

Durable Goods 

Office Supplies 

Misc. Vehicle Dealer 

Construction/ Logistics 

General Contractor 

Carpentry Contractor 

Roofing & Siding 

Electrical Contractor 

Concrete Work 

Masonry/Tile/Insulate 

Misc. Contractor 

Glass/Paint/Wallpaper 

Hardware Equipment 

Chemicals 

Metal Service Center 

Heating/Plumbing/Ac 

Lumber/Building 

Misc. Cleaning Product 

Freight & Moving 

Commercial Equipment 

Plumbing/Heating 

Industrial Supply 



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